A Health Savings Account (HSA) is a tax-advantaged account that you can use for qualified medical expenses. You can contribute pre-tax money to a HSA if you are enrolled in a qualifying high-deductible health plan (HDHP). HSA funds can be used for a wide range of medical expenses, including copayments, deductibles, and prescription drugs. All HSA contributions, earnings, and qualified withdrawals are all tax-free.
Take control of your healthcare spending with an account that puts you in charge. Your HSA lets you set aside funds tax-free, earn interest over time, and use your savings whenever you need them – whether for routine doctor visits, prescriptions, or unexpected medical bills.
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2025 HSA Contribution Limits
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Individual Plan
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Family Plan
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Age 54 or Younger
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$4,300.00
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$8,550.00
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Age 55 or Older
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$5,300.00
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$9,550.00
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Minimum Annual Deductible
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$1,650.00
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$3,300.00
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*Contributions for the 2025 tax year can be made until April 15, 2026
* Consult a tax professional for tax advice
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*APR = Annual Percentage Rate. Rate based on creditworthiness and term of loan.
**APY = Annual Percentage Yield. Rates are subject to change at any time and are not guaranteed.
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