Deposit Rates

Deposit Rates

Deposit Accounts
Type of Account
Minimum Balance
Dividend Rate
APY*
Super Rate Savings
$25.00
0.200%
0.200%
Super Rate Savings
$2,000.00
0.300%
0.300%
Super Rate Savings
$20,000.00
0.400%
0.401%
My Moolah Savings (Youth Account)
$5.00
1.200%
1.207%
My Moolah Saving (Youth Account)
$2,000.00
1.300%
1.308%
My Moolah Savings (Youth Account)
$3,000.00
0.300%
0.300%
My Moolah Savings (Youth Account)
$20,000.00
0.400%
0.401%
Classic Account (Money Market Account)
$5,000.00
1.100%
1.106%
Classic Account (Money Market Account)
$25,000.00
1.350%
1.358%
Classic Account (Money Market Account)
$50,000.00
1.600%
1.612%
Funeral Trust Account
$100.00
0.400%
0.401%
IRA Passbook Account (Traditional & Roth)
$100.00
0.500%
0.501%
IRA Passbook Account (Traditional & Roth)
$5,000.00
0.750%
0.753%
IRA Passbook Account (Traditional & Roth)
$25,000.00
1.000%
1.005%
IRA Passbook Account (Traditional & Roth)
$50,000.00
1.250%
1.257%
Health Savings Account
$50.00
0.250%
0.250%
Health Savings Account
$5,000.00
0.500%
0.501%
Health Savings Account
$25,000.00
0.750%
0.753%
Health Savings Account
$50,000.00
1.000%
1.005%
Club Accounts
Minimum Balance
Dividend Rate
APY*
Christmas Club
$25.00
0.500%
0.501%
Universal Club
$25.00
0.500%
0.501%
I Want It Club (Youth Club)
$5.00
1.500%
1.510%
I Want It Club (Youth Club)
$3000.00
0.500%
0.501%
Checking Accounts
Minimum Balance
Dividend Rate
APY*
Basic Checking
$500.00
0.250%
0.250%
Direct Deposit Checking
$1,000.00
0.250%
0.250%
Free E-statement Checking
not applicable
not applicable
not applicable
Non-Profit Organization Checking
$500.00
0.250%
0.250%
Certificates
Account Type
Term
Compounded
Minimum Balance to open/earn stated APY
Dividend Rate
APY*
Share Certificates
180 Day
At Maturity
$1,000.00
1.484
1.490
Share Certificates
12 Month
Calendar Quarter
$1,000.00
2.467
2.490
Share, Roth & Traditional IRA Certificates
18 Month
Calendar Quarter
$1,000.00
2.172
2.190
Share, Roth & Traditional IRA Certificates
24 Month
Calendar Quarter
$1,000.00
2.271
2.290
Share, Roth & Traditional IRA Certificates
36 Month
Calendar Quarter
$1,000.00
2.330
2.350
Share, Roth & Traditional IRA Certificates
48 Month
Calendar Quarter
$5,000.00
2.369
2.390
Share, Roth & Traditional IRA Certificates
60 Month
Calendar Quarter
$10,000.00
2.428
2.450
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