Deposit Rates – indianheadcu.org

Deposit Rates

Deposit Rates

Deposit Accounts

Type of Account	Minimum Balance	Dividend Rate	APY*
Super Rate Savings	$25.00	0.200%	0.200%
Super Rate Savings	$2,000.00	0.300%	0.300%
Super Rate Savings	$20,000.00	0.400%	0.401%
My Moolah Savings (Youth Account)	$5.00	1.200%	1.207%
My Moolah Saving (Youth Account)	$2,000.00	1.300%	1.308%
My Moolah Savings (Youth Account)	$3,000.00	0.300%	0.300%
My Moolah Savings (Youth Account)	$20,000.00	0.400%	0.401%
Classic Account (Money Market Account)	$5,000.00	1.100%	1.106%
Classic Account (Money Market Account)	$25,000.00	1.350%	1.358%
Classic Account (Money Market Account)	$50,000.00	1.600%	1.612%
Funeral Trust Account	$100.00	0.400%	0.401%
IRA Passbook Account (Traditional & Roth)	$100.00	0.500%	0.501%
IRA Passbook Account (Traditional & Roth)	$5,000.00	0.750%	0.753%
IRA Passbook Account (Traditional & Roth)	$25,000.00	1.000%	1.005%
IRA Passbook Account (Traditional & Roth)	$50,000.00	1.250%	1.257%
Health Savings Account	$50.00	0.250%	0.250%
Health Savings Account	$5,000.00	0.500%	0.501%
Health Savings Account	$25,000.00	0.750%	0.753%
Health Savings Account	$50,000.00	1.000%	1.005%

Club Accounts	Minimum Balance	Dividend Rate	APY*
Christmas Club	$25.00	0.500%	0.501%
Universal Club	$25.00	0.500%	0.501%
I Want It Club (Youth Club)	$5.00	1.500%	1.510%
I Want It Club (Youth Club)	$3000.00	0.500%	0.501%

Checking Accounts	Minimum Balance	Dividend Rate	APY*
Basic Checking	$500.00	0.250%	0.250%
Direct Deposit Checking	$1,000.00	0.250%	0.250%
Free E-statement Checking	not applicable	not applicable	not applicable
Non-Profit Organization Checking	$500.00	0.250%	0.250%

Certificates

Account Type	Term	Compounded	Minimum Balance to open/earn stated APY	Dividend Rate	APY*
Share Certificates	180 Day	At Maturity	$1,000.00	1.484	1.490
Share Certificates	12 Month	Calendar Quarter	$1,000.00	2.467	2.490
Share, Roth & Traditional IRA Certificates	18 Month	Calendar Quarter	$1,000.00	2.172	2.190
Share, Roth & Traditional IRA Certificates	24 Month	Calendar Quarter	$1,000.00	2.271	2.290
Share, Roth & Traditional IRA Certificates	36 Month	Calendar Quarter	$1,000.00	2.330	2.350
Share, Roth & Traditional IRA Certificates	48 Month	Calendar Quarter	$5,000.00	2.369	2.390
Share, Roth & Traditional IRA Certificates	60 Month	Calendar Quarter	$10,000.00	2.428	2.450

Thanks for visiting Indianhead Credit Union, where we strive to give you excellent, professional and confidential service with a small town touch

Company

Support

Routing Number: 291880767

Federally Insured by NCUA and an Equal Housing Lender. We do business in accordance with the Fair Housing and Equal Credit Opportunity Act. NMLS #464571

*APR = Annual Percentage Rate. Rate based on creditworthiness and term of loan.

**APY = Annual Percentage Yield. Rates are subject to change at any time and are not guaranteed.

We may provide links to third party websites. The Credit Union has no control over any other website and is not responsible for the content, accessibility or security of any site other than this one. Users assume all responsibility when they go to other sites via the links on this page.

Copyright © 2025

EZ AUTO LOCATOR

BECOME A MEMBER

ONLINE MORTGAGE APPLICATION

APPLY FOR A LOAN

×

Notice: The linked site is not owned or controlled by the credit union, the credit union is not responsible for the availability, content or security of the linked site, the credit union is not responsible for any claims related to any goods or services obtained from the linked site, the linked site's privacy policies may differ from those of the credit union and the credit union is not responsible for compliance with those policies.