Loan Rates

2020 & Newer- Vehicle Rates, includes Travel Trailers, Motorhomes, Boats

Term	APR As Low As*	Monthly Payment Per $1000 Borrowed
24 Month	6.04%	$44.34
36 Month	6.54%	$30.67
48 Month	6.64%	$23.78
60Month	6.84%	$19.73
66 Month	7.04%	$18.32
72-75 Month ($10k minimum)	7.54%	$16.76 *75 Months
84 Month ($20k minimum)	8.34%	$15.76

Travel Trailers, Motor Homes, Boats:

Term	APR As Low As*	Monthly Payment Per $1000 Borrowed
120 Month, $20k Minimum, requires 10% down	9.84%	$13.13
180 Month, $30k Minimum, requires 20% down	11.04%	$11.39

2012-2019- Vehicle Rates, includes Travel Trailers, Motorhomes, Boats

Term	APR As Low As*	Monthly Payment Per $1000 Borrowed
24 Month	7.04%	$44.79
36 Month	7.54%	$31.12
48 Month	7.64%	$24.24
60-63 Month	7.84%	$20.06 *60 Months
72-75 Month ($10k minimum)	8.54%	$17.25 *75 Months

Term	APR As Low As*	Monthly Payment Per $1000 Borrowed
85-120* Month · $20k Minimum, requires 10% down	10.54%	$13.52 *120 Months

2011 & Older Vehicle Rates, includes Travel Trailers, Motorhomes, Boats

Term	APR As Low As*	Monthly Payment Per $1000 Borrowed
24 Month	8.04%	$45.25
36 Month	8.54%	$31.59
48 Month	8.64%	$24.71
60 Month	9.04%	$20.78

2020 & Newer Recreational Vehicle Rates, includes Motorcycles, ATVs, UTVs, Snowmobiles. Jet Skis, Tractors, etc

Term	APR As Low As*	Monthly Payment Per $1000 Borrowed
24 Month	6.54%	$44.56
36 Month	7.04%	$30.90
48 Month	7.14%	$24.01
60-63 Month	7.54%	$20.06 *60 Months
72-75 Month ($10k minimum)	8.04%	$17.01 *75 Months
84 Month ($20k minimum)	9.04%	$16.11

2012-2019 Recreational Vehicle Rates, includes Motorcycles, ATVs, UTVs, Snowmobiles. Jet Skis, Tractors, etc

Term	APR As Low As*	Monthly Payment Per $1000 Borrowed
24 Month	7.54%	$45.02
36 Month	8.04%	$31.35
48 Month	8.14%	$24.48
60-63 Month	8.34%	$20.44 *60 Months
72-75 Month ($10k minimum)	9.04%	$17.50 *75 Months

2011 & Older Recreational Vehicle Rates, includes Motorcycles, ATVs, UTVs, Snowmobiles. Jet Skis, Tractors, etc

Term	APR As Low As*	Monthly Payment Per $1000 Borrowed
24 Month	8.54%	$45.47
36 Month	9.04%	$31.82
48 Month	9.14%	$24.95
60 Month	9.54%	$21.02

Personal Loans

Type	Term	APR As Low As*	Monthly Payment Per $1000 Borrowed
Signature ($2,000 Maximum)		18.00%
Signature ($2,001 Minimum)	24 Month	12.99%	$47.54
Signature ($2001 Minimum)	36 Month	13.99%	$34.17
Signature ($2001 Minimum)	48 Month	14.99%	$27.83
Signature ($2001 Minimum)	60 Month	15.99%	$24.31
Shared Secured	1 Year Balloon Note	3% over dividend rate
Line of Credit		11.00%	$3.00 Per $1000 Borrowed
Checking Overdraft Protection		18.00%	$3.00 Per $1000 Borrowed

Talk to our friendly loan experts to learn more about our flexible pay plan and low monthly payments!

Real Estate Mortgage

Type of First Mortgage	Rate
10 – Year Fixed	Contact Indianhead Credit Union for Rates
15 – Year Fixed	Contact Indianhead Credit Union for Rates
20 – Year Fixed	Contact Indianhead Credit Union for Rates
25 – Year Fixed	Contact Indianhead Credit Union for Rates
30 – Year Fixed	Contact Indianhead Credit Union for Rates
20 & 30 Year Fixed VA & FHA	Contact Indianhead Credit Union for Rates
HELOC – Home Equity Line of Credit	Contact Indianhead Credit Union for Rates
Construction	Contact Indianhead Credit Union for Rates

2nd Mortgage Real Estate

Type of First Mortgage	Rate
10 – Year Fixed	Contact Indianhead Credit Union for Rates
15 – Year Fixed	Contact Indianhead Credit Union for Rates
20 – Year Fixed	Contact Indianhead Credit Union for Rates

Land Only

Term	Rate
10 – Year Fixed	Contact Indianhead Credit Union for Rates
15 – Year Fixed	Contact Indianhead Credit Union for Rates
20 – Year Fixed	Contact Indianhead Credit Union for Rates
25 – Year Fixed	Contact Indianhead Credit Union for Rates
30 – Year Fixed	Contact Indianhead Credit Union for Rates