Share Certificates

Share Certificates offer a fixed annual percentage yield (APY) for a fixed period or term. Our Share Certificates offer better rates than our share accounts. A Share Certificate may be a good investment choice for you if:

Traditional Share Certificates

Term	Minimum Deposit	Dividend Rate	Annual Percentage Yield (APY)	Dividend Paid

*Rates are subject to change at any time without notice.

*Early withdrawals penalties may apply.

** Check with your tax attorney or accountant for specific IRA rules.

Youth Share Certificates

Term	Minimum Deposit	Dividend Rate	Annual Percentage Yield (APY)	Dividend Paid

*Rates are subject to change at any time without notice.

*Early withdrawals penalties may apply.

** Check with your tax attorney or accountant for specific IRA rules.

IRA Share Certificates

Term	Minimum Deposit	Dividend Rate	Annual Percentage Yield (APY)	Dividend Paid

*Rates are subject to change at any time without notice.

*Early withdrawals penalties may apply.

** Check with your tax attorney or accountant for specific IRA rules.

Funeral Trust Share Certificates

Term	Minimum Deposit	Dividend Rate	Annual Percentage Yield (APY)	Dividend Paid

*Rates are subject to change at any time without notice.

*Early withdrawals penalties may apply.

** Check with your tax attorney or accountant for specific IRA rules.

Minimum deposit of $1,000
Must have a health plan withaAnnual Percentage Yield (APY) is 0.050 % a minimum $1,400 deductible.
Dividends paid at maturity
Early withdrawals are subject to a dividend penalty up to 90 days of dividends
Additional deposits are not allowed
Federally insured by NCUA

Minimum deposit of $1,000
Annual Percentage Yield (APY) is 0.100 %
Dividends paid quarterly
Early withdrawals are subject to a dividend penalty up to 90 days of dividends
Early withdrawals are subjeaAdditional deposits are not allowedct to a dividend penalty up to 90 days of dividends
Federally insured by NCUA

Minimum deposit of $1,000
Annual Percentage Yield (APY) is 0.150 %
Dividends paid quarterly
Early withdrawals are subject to a dividend penalty up to 90 days of dividends
Additional deposits are not allowed
Federally insured by NCUA

Minimum deposit of $1,000
Annual Percentage Yield (APY) is 0.200 %
Dividends are paid quarterly
Early withdrawals are subject to a dividend penalty up to 90 days of dividends
Additional deposits are not allowed
Federally insured by NCUA

Minimum deposit of $1,000
Annual Percentage Yield (APY) is 0.250 %
Dividends paid quarterly
Early withdrawals are subject to a dividend penalty up to 90 days of dividends
Additional deposits are not allowed
Federally insured by NCUA