- 104 E Maple St PO Box 100 Spooner, WI 54801
|
Term
|
APR** As Low As***
|
Monthly Payment Per $1000 Borrowed
|
|---|---|---|
|
24 Month
|
6.04%
|
$44.34
|
|
36 Month
|
6.54%
|
$30.67
|
|
48 Month
|
6.64%
|
$23.78
|
|
60Month
|
6.84%
|
$19.73
|
|
66 Month
|
7.04%
|
$18.32
|
|
72-75 Month ($10k minimum)
|
7.54%
|
$16.76 *75 Months
|
|
84 Month ($20k minimum)
|
8.34%
|
$15.76
|
|
Term
|
APR** As Low As***
|
Monthly Payment Per $1000 Borrowed
|
|---|---|---|
|
120 Month, $20k Minimum, requires 10% down
|
9.84%
|
$13.13
|
|
180 Month, $30k Minimum, requires 20% down
|
11.04%
|
$11.39
|
|
Term
|
APR** As Low As***
|
Monthly Payment Per $1000 Borrowed
|
|---|---|---|
|
24 Month
|
7.04%
|
$44.79
|
|
36 Month
|
7.54%
|
$31.12
|
|
48 Month
|
7.64%
|
$24.24
|
|
60-63 Month
|
7.84%
|
$20.06 *60 Months
|
|
72-75 Month ($10k minimum)
|
8.54%
|
$17.25 *75 Months
|
|
Term
|
APR** As Low As***
|
Monthly Payment Per $1000 Borrowed
|
|---|---|---|
|
85-120* Month · $20k Minimum, requires 10% down
|
10.54%
|
$13.52 *120 Months
|
|
Term
|
APR** As Low As***
|
Monthly Payment Per $1000 Borrowed
|
|---|---|---|
|
24 Month
|
8.04%
|
$45.25
|
|
36 Month
|
8.54%
|
$31.59
|
|
48 Month
|
8.64%
|
$24.71
|
|
60 Month
|
9.04%
|
$20.78
|
|
Term
|
APR** As Low As***
|
Monthly Payment Per $1000 Borrowed
|
|---|---|---|
|
24 Month
|
6.54%
|
$44.56
|
|
36 Month
|
7.04%
|
$30.90
|
|
48 Month
|
7.14%
|
$24.01
|
|
60-63 Month
|
7.54%
|
$20.06 *60 Months
|
|
72-75 Month ($10k minimum)
|
8.04%
|
$17.01 *75 Months
|
|
84 Month ($20k minimum)
|
9.04%
|
$16.11
|
|
Term
|
APR** As Low As***
|
Monthly Payment Per $1000 Borrowed
|
|---|---|---|
|
24 Month
|
7.54%
|
$45.02
|
|
36 Month
|
8.04%
|
$31.35
|
|
48 Month
|
8.14%
|
$24.48
|
|
60-63 Month
|
8.34%
|
$20.44 *60 Months
|
|
72-75 Month ($10k minimum)
|
9.04%
|
$17.50 *75 Months
|
|
Term
|
APR** As Low As***
|
Monthly Payment Per $1000 Borrowed
|
|---|---|---|
|
24 Month
|
8.54%
|
$45.47
|
|
36 Month
|
9.04%
|
$31.82
|
|
48 Month
|
9.14%
|
$24.95
|
|
60 Month
|
9.54%
|
$21.02
|
|
Type
|
Term
|
APR** As Low As***
|
Monthly Payment Per $1000 Borrowed
|
|---|---|---|---|
|
Signature ($2,000 Maximum)
|
|
18.00%
|
|
|
Signature ($2,001 Minimum)
|
24 Month
|
12.99%
|
$47.54
|
|
Signature ($2001 Minimum)
|
36 Month
|
13.99%
|
$34.17
|
|
Signature ($2001 Minimum)
|
48 Month
|
14.99%
|
$27.83
|
|
Signature ($2001 Minimum)
|
60 Month
|
15.99%
|
$24.31
|
|
Shared Secured
|
1 Year Balloon Note
|
3% over dividend rate
|
|
|
Line of Credit
|
|
11.00%
|
$3.00 Per $1000 Borrowed
|
|
Checking Overdraft Protection
|
|
18.00%
|
$3.00 Per $1000 Borrowed
|
Talk to our friendly loan experts to learn more about our flexible pay plan and low monthly payments!
|
Type of First Mortgage
|
Rate
|
|---|---|
|
10 – Year Fixed
|
Contact Indianhead Credit Union for Rates
|
|
15 – Year Fixed
|
Contact Indianhead Credit Union for Rates
|
|
20 – Year Fixed
|
Contact Indianhead Credit Union for Rates
|
|
25 – Year Fixed
|
Contact Indianhead Credit Union for Rates
|
|
30 – Year Fixed
|
Contact Indianhead Credit Union for Rates
|
|
20 & 30 Year Fixed VA & FHA
|
Contact Indianhead Credit Union for Rates
|
|
HELOC – Home Equity Line of Credit
|
Contact Indianhead Credit Union for Rates
|
|
Construction
|
Contact Indianhead Credit Union for Rates
|
|
Type of First Mortgage
|
Rate
|
|---|---|
|
10 – Year Fixed
|
Contact Indianhead Credit Union for Rates
|
|
15 – Year Fixed
|
Contact Indianhead Credit Union for Rates
|
|
20 – Year Fixed
|
Contact Indianhead Credit Union for Rates
|
|
Term
|
Rate
|
|---|---|
|
10 – Year Fixed
|
Contact Indianhead Credit Union for Rates
|
|
15 – Year Fixed
|
Contact Indianhead Credit Union for Rates
|
|
20 – Year Fixed
|
Contact Indianhead Credit Union for Rates
|
|
25 – Year Fixed
|
Contact Indianhead Credit Union for Rates
|
|
30 – Year Fixed
|
Contact Indianhead Credit Union for Rates
|
|
Type of Account
|
Minimum Balance
|
Dividend Rate
|
APY*
|
|---|---|---|---|
|
Super Rate Savings
|
$25.00
|
0.200%
|
0.200%
|
|
Super Rate Savings
|
$2,000.00
|
0.300%
|
0.300%
|
|
Super Rate Savings
|
$20,000.00
|
0.400%
|
0.401%
|
|
My Moolah Savings (Youth Account)
|
$5.00
|
1.200%
|
1.207%
|
|
My Moolah Saving (Youth Account)
|
$2,000.00
|
1.300%
|
1.308%
|
|
My Moolah Savings (Youth Account)
|
$3,000.00
|
0.300%
|
0.300%
|
|
My Moolah Savings (Youth Account)
|
$20,000.00
|
0.400%
|
0.401%
|
|
Classic Account (Money Market Account)
|
$5,000.00
|
1.100%
|
1.106%
|
|
Classic Account (Money Market Account)
|
$25,000.00
|
1.350%
|
1.358%
|
|
Classic Account (Money Market Account)
|
$50,000.00
|
1.600%
|
1.612%
|
|
Funeral Trust Account
|
$100.00
|
0.400%
|
0.401%
|
|
IRA Passbook Account (Traditional & Roth)
|
$100.00
|
0.500%
|
0.501%
|
|
IRA Passbook Account (Traditional & Roth)
|
$5,000.00
|
0.750%
|
0.753%
|
|
IRA Passbook Account (Traditional & Roth)
|
$25,000.00
|
1.000%
|
1.005%
|
|
IRA Passbook Account (Traditional & Roth)
|
$50,000.00
|
1.250%
|
1.257%
|
|
Health Savings Account
|
$50.00
|
0.250%
|
0.250%
|
|
Health Savings Account
|
$5,000.00
|
0.500%
|
0.501%
|
|
Health Savings Account
|
$25,000.00
|
0.750%
|
0.753%
|
|
Health Savings Account
|
$50,000.00
|
1.000%
|
1.005%
|
|
Club Accounts
|
Minimum Balance
|
Dividend Rate
|
APY*
|
|---|---|---|---|
|
Christmas Club
|
$25.00
|
0.500%
|
0.501%
|
|
Universal Club
|
$25.00
|
0.500%
|
0.501%
|
|
I Want It Club (Youth Club)
|
$5.00
|
1.500%
|
1.510%
|
|
I Want It Club (Youth Club)
|
$3000.00
|
0.500%
|
0.501%
|
|
Checking Accounts
|
Minimum Balance
|
Dividend Rate
|
APY*
|
|---|---|---|---|
|
Basic Checking
|
$500.00
|
0.250%
|
0.250%
|
|
Direct Deposit Checking
|
$1,000.00
|
0.250%
|
0.250%
|
|
Free E-statement Checking
|
not applicable
|
not applicable
|
not applicable
|
|
Non-Profit Organization Checking
|
$500.00
|
0.250%
|
0.250%
|
|
Account Type
|
Term
|
Compounded
|
Minimum Balance to open/earn stated APY
|
Dividend Rate
|
APY*
|
|---|---|---|---|---|---|
|
Share Certificates
|
180 Day
|
At Maturity
|
$1,000.00
|
1.484
|
1.490
|
|
Share Certificates
|
12 Month
|
Calendar Quarter
|
$1,000.00
|
2.467
|
2.490
|
|
Share, Roth & Traditional IRA Certificates
|
18 Month
|
Calendar Quarter
|
$1,000.00
|
2.172
|
2.190
|
|
Share, Roth & Traditional IRA Certificates
|
24 Month
|
Calendar Quarter
|
$1,000.00
|
2.271
|
2.290
|
|
Share, Roth & Traditional IRA Certificates
|
36 Month
|
Calendar Quarter
|
$1,000.00
|
2.330
|
2.350
|
|
Share, Roth & Traditional IRA Certificates
|
48 Month
|
Calendar Quarter
|
$5,000.00
|
2.369
|
2.390
|
|
Share, Roth & Traditional IRA Certificates
|
60 Month
|
Calendar Quarter
|
$10,000.00
|
2.428
|
2.450
|
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