• 104 E Maple St PO Box 100 Spooner, WI 54801
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Loan Rates

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Loan Rates

2020 & Newer- Vehicle Rates, includes Travel Trailers, Motorhomes, Boats
Term
APR** As Low As***
Monthly Payment Per $1000 Borrowed
24 Month
6.04%
$44.34
36 Month
6.54%
$30.67
48 Month
6.64%
$23.78
60Month
6.84%
$19.73
66 Month
7.04%
$18.32
72-75 Month ($10k minimum)
7.54%
$16.76 *75 Months
84 Month ($20k minimum)
8.34%
$15.76

Travel Trailers, Motor Homes, Boats:

Term
APR** As Low As***
Monthly Payment Per $1000 Borrowed
120 Month, $20k Minimum, requires 10% down
9.84%
$13.13
180 Month, $30k Minimum, requires 20% down
11.04%
$11.39
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Term
APR** As Low As***
Monthly Payment Per $1000 Borrowed
24 Month
7.04%
$44.79
36 Month
7.54%
$31.12
48 Month
7.64%
$24.24
60-63 Month
7.84%
$20.06 *60 Months
72-75 Month ($10k minimum)
8.54%
$17.25 *75 Months

Travel Trailers, Motor Homes, Boats:

Term
APR** As Low As***
Monthly Payment Per $1000 Borrowed
85-120* Month · $20k Minimum, requires 10% down
10.54%
$13.52 *120 Months
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Term
APR** As Low As***
Monthly Payment Per $1000 Borrowed
24 Month
8.04%
$45.25
36 Month
8.54%
$31.59
48 Month
8.64%
$24.71
60 Month
9.04%
$20.78
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Term
APR** As Low As***
Monthly Payment Per $1000 Borrowed
24 Month
6.54%
$44.56
36 Month
7.04%
$30.90
48 Month
7.14%
$24.01
60-63 Month
7.54%
$20.06 *60 Months
72-75 Month ($10k minimum)
8.04%
$17.01 *75 Months
84 Month ($20k minimum)
9.04%
$16.11
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Term
APR** As Low As***
Monthly Payment Per $1000 Borrowed
24 Month
7.54%
$45.02
36 Month
8.04%
$31.35
48 Month
8.14%
$24.48
60-63 Month
8.34%
$20.44 *60 Months
72-75 Month ($10k minimum)
9.04%
$17.50 *75 Months
APPLY TODAY
Term
APR** As Low As***
Monthly Payment Per $1000 Borrowed
24 Month
8.54%
$45.47
36 Month
9.04%
$31.82
48 Month
9.14%
$24.95
60 Month
9.54%
$21.02
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Other Personal Loans

  • Debt Consolidation
  • Holiday Loans
  • Recreational Vehicles – ATVs, boats, campers, snowmobiles, etc…
  • School shopping
  • Signature Loans
  • Vacation
Personal Loans
Type
Term
APR** As Low As***
Monthly Payment Per $1000 Borrowed
Signature ($2,000 Maximum)
18.00%
Signature ($2,001 Minimum)
24 Month
12.99%
$47.54
Signature ($2001 Minimum)
36 Month
13.99%
$34.17
Signature ($2001 Minimum)
48 Month
14.99%
$27.83
Signature ($2001 Minimum)
60 Month
15.99%
$24.31
Shared Secured
1 Year Balloon Note
3% over dividend rate
Line of Credit
11.00%
$3.00 Per $1000 Borrowed
Checking Overdraft Protection
18.00%
$3.00 Per $1000 Borrowed
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Other Real Estate Loans

  • Second Mortgage
  • “REAP” home equity line of credit
  • FHA home improvement
  • Home Construction

Talk to our friendly loan experts to learn more about our flexible pay plan and low monthly payments!

Real Estate Mortgage
Type of First Mortgage
Rate
10 – Year Fixed
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15 – Year Fixed
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20 – Year Fixed
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25 – Year Fixed
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30 – Year Fixed
Contact Indianhead Credit Union for Rates
20 & 30 Year Fixed VA & FHA
Contact Indianhead Credit Union for Rates
HELOC – Home Equity Line of Credit
Contact Indianhead Credit Union for Rates
Construction
Contact Indianhead Credit Union for Rates
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Type of First Mortgage
Rate
10 – Year Fixed
Contact Indianhead Credit Union for Rates
15 – Year Fixed
Contact Indianhead Credit Union for Rates
20 – Year Fixed
Contact Indianhead Credit Union for Rates
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Term
Rate
10 – Year Fixed
Contact Indianhead Credit Union for Rates
15 – Year Fixed
Contact Indianhead Credit Union for Rates
20 – Year Fixed
Contact Indianhead Credit Union for Rates
25 – Year Fixed
Contact Indianhead Credit Union for Rates
30 – Year Fixed
Contact Indianhead Credit Union for Rates
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APPLY TODAY

Deposit Rates

Deposit Accounts
Type of Account
Minimum Balance
Dividend Rate
APY*
Super Rate Savings
$25.00
0.200%
0.200%
Super Rate Savings
$2,000.00
0.300%
0.300%
Super Rate Savings
$20,000.00
0.400%
0.401%
My Moolah Savings (Youth Account)
$5.00
1.200%
1.207%
My Moolah Saving (Youth Account)
$2,000.00
1.300%
1.308%
My Moolah Savings (Youth Account)
$3,000.00
0.300%
0.300%
My Moolah Savings (Youth Account)
$20,000.00
0.400%
0.401%
Classic Account (Money Market Account)
$5,000.00
1.100%
1.106%
Classic Account (Money Market Account)
$25,000.00
1.350%
1.358%
Classic Account (Money Market Account)
$50,000.00
1.600%
1.612%
Funeral Trust Account
$100.00
0.400%
0.401%
IRA Passbook Account (Traditional & Roth)
$100.00
0.500%
0.501%
IRA Passbook Account (Traditional & Roth)
$5,000.00
0.750%
0.753%
IRA Passbook Account (Traditional & Roth)
$25,000.00
1.000%
1.005%
IRA Passbook Account (Traditional & Roth)
$50,000.00
1.250%
1.257%
Health Savings Account
$50.00
0.250%
0.250%
Health Savings Account
$5,000.00
0.500%
0.501%
Health Savings Account
$25,000.00
0.750%
0.753%
Health Savings Account
$50,000.00
1.000%
1.005%
Club Accounts
Minimum Balance
Dividend Rate
APY*
Christmas Club
$25.00
0.500%
0.501%
Universal Club
$25.00
0.500%
0.501%
I Want It Club (Youth Club)
$5.00
1.500%
1.510%
I Want It Club (Youth Club)
$3000.00
0.500%
0.501%
Checking Accounts
Minimum Balance
Dividend Rate
APY*
Basic Checking
$500.00
0.250%
0.250%
Direct Deposit Checking
$1,000.00
0.250%
0.250%
Free E-statement Checking
not applicable
not applicable
not applicable
Non-Profit Organization Checking
$500.00
0.250%
0.250%
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Certificates
Account Type
Term
Compounded
Minimum Balance to open/earn stated APY
Dividend Rate
APY*
Share Certificates
180 Day
At Maturity
$1,000.00
1.484
1.490
Share Certificates
12 Month
Calendar Quarter
$1,000.00
2.467
2.490
Share, Roth & Traditional IRA Certificates
18 Month
Calendar Quarter
$1,000.00
2.172
2.190
Share, Roth & Traditional IRA Certificates
24 Month
Calendar Quarter
$1,000.00
2.271
2.290
Share, Roth & Traditional IRA Certificates
36 Month
Calendar Quarter
$1,000.00
2.330
2.350
Share, Roth & Traditional IRA Certificates
48 Month
Calendar Quarter
$5,000.00
2.369
2.390
Share, Roth & Traditional IRA Certificates
60 Month
Calendar Quarter
$10,000.00
2.428
2.450
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Thanks for visiting Indianhead Credit Union, where we strive to give you excellent, professional and confidential service with a small town touch
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Routing Number: 291880767
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