Personal Loans

When Life Needs a Boost

Not a Member?

Your Life, Your Loan, Your Way

From life’s big moments to the everyday in between, we’re here to provide smart, dependable financing when you need it most. Our personal loans are designed with flexible terms, competitive rates, and personalized support to help you borrow responsibly and confidently.

Conquer Your Debt

Consolidate high-interest balances into one fixed, manageable loan. With competitive rates and predictable monthly payments, you’ll save money while simplifying your path to becoming debt-free.

Upgrade Your Space

Whether you’re refreshing a single room or creating the perfect outdoor retreat, we’ll help you cover the cots with clarity and confidence.

Flexible Terms

Whether you prefer predictable payments with a fixed term or the option of flexible repayment with an open term – the choice is yours.

Signature Loans

No collateral required – just your signature, work history, and good credit to secure the funds you need

With Indianhead Credit Union’s signature loans, you’ll have a clear repayment schedule, predictable monthly payments, and a defined payoff date – making it easier to budget with confidence.

Line of Credit Loans

Borrow – Repay – Repeat.

Life doesn’t always follow a plan – that’s why a line of credit keeps funds available whenever you need them. Borrow up to your limit, repay at your pace, and only pay interest on what you use.

Overdraft Protection

A Safety Net for Your Account.

Life happens, and sometimes your balance doesn’t stretch far enough. With overdraft protection, your checking account is backed by a loan that automatically covers shortfalls – helping you avoid declined transactions and costly fees.

Explore, Compare & Choose the Account That Fits You Best.

Rate

Signature Loan
Line of Credit
Overdraft Protection
Receive your money in a single disbursement, then repay with the stability of a fixed rate and set monthly payments.
Offers ongoing access to funds, interest applies only to the amount you borrow, and transfer funds easily.
Offers ongoing access to funds, interest applies only to amount you borrow and covers shortfalls in your checking account.
Up to 60-month terms available
60-month revolving line of credit, based on a repayment of $4 per $100 with a minimum payment of $30
60-month revolving line of credit, based on a repayment of $4 per $100 with a minimum payment of $30
No collateral required, wide range of uses: consolidate debt, unexpected expenses, or finance personal projects
You’re in control of when funds are accessed; transfers happen only with your authorization. No annual fee.
Funds move seamlessly from your loan to your checking account without any fees. No annual fee.
As Low As 12.99%
11%
18%

Related Products :

EZ AUTO LOCATOR
BECOME A MEMBER
ONLINE MORTGAGE APPLICATION
APPLY FOR A LOAN  
ONLINE BANKING

Online Banking Login

                                                                                                           
 
            Forgot Password | Not Registered            
 
×

Notice: The linked site is not owned or controlled by the credit union, the credit union is not responsible for the availability, content or security of the linked site, the credit union is not responsible for any claims related to any goods or services obtained from the linked site, the linked site's privacy policies may differ from those of the credit union and the credit union is not responsible for compliance with those policies.