From life’s big moments to the everyday in between, we’re here to provide smart, dependable financing when you need it most. Our personal loans are designed with flexible terms, competitive rates, and personalized support to help you borrow responsibly and confidently.
Consolidate high-interest balances into one fixed, manageable loan. With competitive rates and predictable monthly payments, you’ll save money while simplifying your path to becoming debt-free.
Whether you’re refreshing a single room or creating the perfect outdoor retreat, we’ll help you cover the cots with clarity and confidence.
Whether you prefer predictable payments with a fixed term or the option of flexible repayment with an open term – the choice is yours.
With Indianhead Credit Union’s signature loans, you’ll have a clear repayment schedule, predictable monthly payments, and a defined payoff date – making it easier to budget with confidence.
Life doesn’t always follow a plan – that’s why a line of credit keeps funds available whenever you need them. Borrow up to your limit, repay at your pace, and only pay interest on what you use.
Life happens, and sometimes your balance doesn’t stretch far enough. With overdraft protection, your checking account is backed by a loan that automatically covers shortfalls – helping you avoid declined transactions and costly fees.
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Signature Loan
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Line of Credit
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Overdraft Protection
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Receive your money in a single disbursement, then repay with the stability of a fixed rate and set monthly payments.
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Offers ongoing access to funds, interest applies only to the amount you borrow, and transfer funds easily.
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Offers ongoing access to funds, interest applies only to amount you borrow and covers shortfalls in your checking account.
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Up to 60-month terms available
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60-month revolving line of credit, based on a repayment of $4 per $100 with a minimum payment of $30
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60-month revolving line of credit, based on a repayment of $4 per $100 with a minimum payment of $30
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No collateral required, wide range of uses: consolidate debt, unexpected expenses, or finance personal projects
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You’re in control of when funds are accessed; transfers happen only with your authorization. No annual fee.
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Funds move seamlessly from your loan to your checking account without any fees. No annual fee.
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As Low As 12.99%
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11%
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18%
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Federally Insured by NCUA and an Equal Housing Lender. We do business in accordance with the Fair Housing and Equal Credit Opportunity Act. NMLS #464571
*APR = Annual Percentage Rate. Rate based on creditworthiness and term of loan.
**APY = Annual Percentage Yield. Rates are subject to change at any time and are not guaranteed.
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