• 104 E Maple St PO Box 100 Spooner, WI 54801
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Youth Accounts

A youth account that is designed to meet the needs of our youngest members and evolves with them as they grow from birth to 17 years old.

Moolah Savings

My Moolah Club

My Moolah Share Certificate

Youth Loans

Benefits of My Moolah

  • Open a youth account with just $5.00 and Indianhead will match it
  • Annual Birthday Newsletter containing a $5 gift certificate
  • Scholarship Program for eligible graduating high school students
  • Checking account with a debit card (as early as 13 years old, with parent/guardian as joint owner)
  • Teach financial responsibility
  • Fun Events scheduled throughout the year such as Youth Month, Halloween Activities, community events, and more

¹ must be eligible for membership, offer valid only once per member

² some restrictions apply

Moolah Savings

  • Free Piggy Bank
  • Competitive Tiered Rates that are higher than our standard savings accounts for the first $3,000
  • Dividends paid monthly on balances over $25
  • No minimum balance
  • Free online banking
  • Once a child turns 18, the My Moolah account will change to Super Rate Auxil
  • Federally insured by NCUA

My Moolah Club

  • Minimum deposit to open is $25
  • Great way to help your child save for a special item
  • Competitive Tiered Rates that are higher than our standard club accounts for the first $3,000
  • Dividends paid monthly on balances over $25
  • Additional deposits are allowed
  • Funds must stay in the account for a minimum of 1 year
  • $5 fee for early withdrawals
  • Funds will automatically transfer to the My Moolah Savings account at the end of the 1-year period
  • Federally insured by NCUA

My Moolah Share Certificate

  • Minimum deposit to open is $100
  • Maximum deposit is $3,000
  • 6-month and 12-month terms
  • Higher rates than our non-youth 6-month and 12-month share certificates
  • Additional deposits are not allowed
  • Federally insured by NCUA

Youth Loans

  • Credit Builder Loans of $200 - $1,000 * - for teens with regular, earned income (such as a part-time job, direct deposit of allowance, babysitting, lawn mowing, snow removal, etc.
  • Vehicle Loans * - for teens 16-17 years old eligible for up to a .50% rate discount
  • Teaches importance of financial responsibility and helps to start building credit before adulthood
  • Co-signers are needed to qualify

*Credit standards & some restrictions apply

Related Products :

Checking Accounts
Learn more
Club Accounts
Learn more
Share Certificates
Learn more
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Thanks for visiting Indianhead Credit Union, where we strive to give you excellent, professional and confidential service with a small town touch
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Routing Number: 291880767

Federally Insured by NCUA and an Equal Housing Lender.  We do business in accordance with the Fair Housing and Equal Credit Opportunity Act.  NMLS #464571 

*APR = Annual Percentage Rate.  Rate based on creditworthiness and term of loan.

**APY = Annual Percentage Yield.  Rates are subject to change at any time and are not guaranteed. 

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