• 104 E Maple St PO Box 100 Spooner, WI 54801
Facebook-f X-twitter Twitter Linkedin-in
Online Banking

Loan Rates

Loan Rates

2020 & Newer- Vehicle Rates, includes Travel Trailers, Motorhomes, Boats
Term
APR** As Low As***
Monthly Payment Per $1000 Borrowed
24 Month
6.04%
$44.34
36 Month
6.54%
$30.67
48 Month
6.64%
$23.78
60Month
6.84%
$19.73
66 Month
7.04%
$18.32
72-75 Month ($10k minimum)
7.54%
$16.76 *75 Months
84 Month ($20k minimum)
8.34%
$15.76

Travel Trailers, Motor Homes, Boats:

Term
APR** As Low As***
Monthly Payment Per $1000 Borrowed
120 Month, $20k Minimum, requires 10% down
9.84%
$13.13
180 Month, $30k Minimum, requires 20% down
11.04%
$11.39
APPLY TODAY
Term
APR** As Low As***
Monthly Payment Per $1000 Borrowed
24 Month
7.04%
$44.79
36 Month
7.54%
$31.12
48 Month
7.64%
$24.24
60-63 Month
7.84%
$20.06 *60 Months
72-75 Month ($10k minimum)
8.54%
$17.25 *75 Months

Travel Trailers, Motor Homes, Boats:

Term
APR** As Low As***
Monthly Payment Per $1000 Borrowed
85-120* Month · $20k Minimum, requires 10% down
10.54%
$13.52 *120 Months
APPLY TODAY
Term
APR** As Low As***
Monthly Payment Per $1000 Borrowed
24 Month
8.04%
$45.25
36 Month
8.54%
$31.59
48 Month
8.64%
$24.71
60 Month
9.04%
$20.78
APPLY TODAY
Term
APR** As Low As***
Monthly Payment Per $1000 Borrowed
24 Month
6.54%
$44.56
36 Month
7.04%
$30.90
48 Month
7.14%
$24.01
60-63 Month
7.54%
$20.06 *60 Months
72-75 Month ($10k minimum)
8.04%
$17.01 *75 Months
84 Month ($20k minimum)
9.04%
$16.11
APPLY TODAY
Term
APR** As Low As***
Monthly Payment Per $1000 Borrowed
24 Month
7.54%
$45.02
36 Month
8.04%
$31.35
48 Month
8.14%
$24.48
60-63 Month
8.34%
$20.44 *60 Months
72-75 Month ($10k minimum)
9.04%
$17.50 *75 Months
APPLY TODAY
Term
APR** As Low As***
Monthly Payment Per $1000 Borrowed
24 Month
8.54%
$45.47
36 Month
9.04%
$31.82
48 Month
9.14%
$24.95
60 Month
9.54%
$21.02
APPLY TODAY

Other Personal Loans

  • Debt Consolidation
  • Holiday Loans
  • Recreational Vehicles – ATVs, boats, campers, snowmobiles, etc…
  • School shopping
  • Signature Loans
  • Vacation
Personal Loans
Type
Term
APR** As Low As***
Monthly Payment Per $1000 Borrowed
Signature ($2,000 Maximum)
18.00%
Signature ($2,001 Minimum)
24 Month
12.99%
$47.54
Signature ($2001 Minimum)
36 Month
13.99%
$34.17
Signature ($2001 Minimum)
48 Month
14.99%
$27.83
Signature ($2001 Minimum)
60 Month
15.99%
$24.31
Shared Secured
1 Year Balloon Note
3% over dividend rate
Line of Credit
11.00%
$3.00 Per $1000 Borrowed
Checking Overdraft Protection
18.00%
$3.00 Per $1000 Borrowed
APPLY TODAY

Other Real Estate Loans

  • Second Mortgage
  • “REAP” home equity line of credit
  • FHA home improvement
  • Home Construction

Talk to our friendly loan experts to learn more about our flexible pay plan and low monthly payments!

Real Estate Mortgage
Type of First Mortgage
Rate
10 – Year Fixed
Contact Indianhead Credit Union for Rates
15 – Year Fixed
Contact Indianhead Credit Union for Rates
20 – Year Fixed
Contact Indianhead Credit Union for Rates
25 – Year Fixed
Contact Indianhead Credit Union for Rates
30 – Year Fixed
Contact Indianhead Credit Union for Rates
20 & 30 Year Fixed VA & FHA
Contact Indianhead Credit Union for Rates
HELOC – Home Equity Line of Credit
Contact Indianhead Credit Union for Rates
Construction
Contact Indianhead Credit Union for Rates
APPLY TODAY
Type of First Mortgage
Rate
10 – Year Fixed
Contact Indianhead Credit Union for Rates
15 – Year Fixed
Contact Indianhead Credit Union for Rates
20 – Year Fixed
Contact Indianhead Credit Union for Rates
APPLY TODAY
Term
Rate
10 – Year Fixed
Contact Indianhead Credit Union for Rates
15 – Year Fixed
Contact Indianhead Credit Union for Rates
20 – Year Fixed
Contact Indianhead Credit Union for Rates
25 – Year Fixed
Contact Indianhead Credit Union for Rates
30 – Year Fixed
Contact Indianhead Credit Union for Rates
APPLY TODAY
Logo
Thanks for visiting Indianhead Credit Union, where we strive to give you excellent, professional and confidential service with a small town touch
Facebook-f Instagram Twitter Linkedin-in
Company
Support
Routing Number: 291880767

Federally Insured by NCUA and an Equal Housing Lender.  We do business in accordance with the Fair Housing and Equal Credit Opportunity Act.  NMLS #464571 

*APR = Annual Percentage Rate.  Rate based on creditworthiness and term of loan.

**APY = Annual Percentage Yield.  Rates are subject to change at any time and are not guaranteed. 

We may provide links to third party websites.  The Credit Union has no control over any other website and is not responsible for the content, accessibility or security of any site other than this one. Users assume all responsibility when they go to other sites via the links on this page.  

Copyright © 2025
EZ AUTO LOCATOR
BECOME A MEMBER
ONLINE MORTGAGE APPLICATION
APPLY FOR A LOAN  
ONLINE BANKING

Online Banking Login

                                                                                                           
 
            Forgot Password | Not Registered            
 
×

Notice: The linked site is not owned or controlled by the credit union, the credit union is not responsible for the availability, content or security of the linked site, the credit union is not responsible for any claims related to any goods or services obtained from the linked site, the linked site's privacy policies may differ from those of the credit union and the credit union is not responsible for compliance with those policies.